Here’s another Two Cents Tuesday post and we’re smashing another credit union myth.

Myth #3: Accessing my money may be hard.

I’m not sure about other credit unions, but here at HFS, you have a variety of ways to access your money (pretty much something for everyone). Let’s go over a few:

  1. ATMs: Did you know that your HFS Debit and Share Cards can be used at any Bank of Hawaii ATM surcharge free? What does that mean? Well, you can use any ATM that you want but you’ll probably get charged an out of network fee, usually anywhere from $1.00 – $5.00. We’ve partnered with Bank of Hawaii to ensure that you have fantastic coverage. Check the signage on the ATM you’re visiting, if it says Bank of Hawaii, you’re covered.
  2. Online Banking & Mobile Banking: If you haven’t signed up for these two features, I highly urge you to at least take a look (click the links). You’ll never need to wonder what’s going on with your account, or wait for a branch to open, because you can look it up yourself at anytime and anywhere. Check your account balances, see what checks cleared, transfer money AND deposit checks with Mobile Deposit. Guess what??? These features are all free of charge as well!
  3. We’ve got cards too!: Yes we surely do (and again, it’s something for everyone).
    Want to just have access to your savings via ATMs (this is what my parents first started me on when I got a job in high school)? A Share Card is just for you!
    Plan on doing some shopping or paying your bills online? An HFS Visa® Debit Card would certainly help with that and is perfect for your everyday expenses.
    Are you responsible with managing your accounts? Ready to start building credit? Need an easily accessible credit line? The HFS Rewards Visa® Credit Card would surely fit the bill.
  4. Branches: We love seeing our members! At any time (during business hours) you can come visit any of our six locations, island-wide and we’ll help you with whatever you need!

And there it is. Need a little help deciding what would work best for you? Drop us a message or give us a call at (808) 930-1400.

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